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How to Make a Good Side Income With, No Skills, No Talents, No Money…and No BS! New to making money online? Start here!

Ok, I know, I know… the title sounds suspect, but I promise this is not clickbait. I’m being real here when I talk about how to make money with no skills, no talents, and no money and if you keep on reading I’ll prove it to you.

But before I get into the process, there is one thing that you do need to know… And it will take a little bit of actual work.

“OMG, it takes work! Close the browser!”

Yep, I said it, so go ahead close the browser because who wants to actually work these days? But seriously, it’s not that bad and it’s not a lot of work either. And on top of all that you can do this anywhere around the world with an internet connection at your convenience.

Sounds too good to be true, right? Well, it’s not because I do this all the time and in a real human… well at least that’s what I’ve been told.

So what am I talking about?

I’m talking about being The Middleman.

Aka the Orchestrator, Delegator, Project Manager…Entrepreneur, whatever you want to call it.

The middleman in this scenario has two jobs:

  1. Finding Jobs
  2. Managing the project

Ok so I might have lied a little. You do have to have to know the basics of a couple skills. But they are not difficult at all and unless you have money to hire, or have friends to help you take on some of the roles of The Middleman, you will have to know the basics of these three, main things.

They are:

  • Working a computer.
  • Basic delegating
  • Basic marketing

That’s really it. Don’t be afraid. You don’t have to be a master of anything. And if you are a pro already, more power to ya! This will be even more of a breeze.

So let’s begin.


Now that you know what you’re in for and the basic skills needed for this adventure, let’s talk about the process in detail.

Here is a basic outline of the entire step-by-step process of how I make money with no skills, no talents, and no money.

  1. Find a prospect
  2. Get the project details
  3. Find a freelancer
  4. Acquire a quote from the freelancer
  5. Add cut into the total price
  6. Send cost of project to prospect / Get approved
  7. Get down payment
  8. Start the project
  9. Manage the project
  10. Send final invoice and final files

And there it is! My step-by-step process of making money online without any skills, talents, or money. Now, let’s break down the process in detail.

Before you begin

At this stage, I’m assuming you’re 100% starting from scratch, that you know nothing about business and you have no talents or skills and zero dollars in your bank account.

All you have is the internet, the ability to communicate, and the basics of how to use a computer.

With that said, the first thing we will need to do is define the services our company will be providing to our future clients. And to make it easy for you, since we’ll just be dealing with virtual online services, I took the liberty of writing down what I think are the easiest services online you can provide. And like I said before, don’t worry, you won’t need to know how to do any of these yourself.

Online Services

  • Design & Creatives
  • Logo Design
  • Business Cards & Stationery
  • Illustration
  • Cartoons & Caricatures
  • Flyers Posters
  • Book Covers & Packaging
  • Web Design
  • Landing Page Design
  • Mobile Design
  • User Interface Design
  • Social Media Design
  • Banner Ads
  • T-shirt Design
  • Presentation Design
  • Infographics
  • 3D Modeling

Web Development

  • Website Setup
  • WordPress Setup
  • Web Programming
  • E-commerce
  • Plugin Programming


  • Proofreading & Editing
  • Creative Writing
  • Business Copywriting
  • Research & Summaries
  • Article & Blog Posting
  • Press Releases
  • Transcription
  • Legal Writing

Mobile App Development

  • Mobile App Design
  • Mobile App Development

In my experience, what I recommend is starting very small with a small group of easy services and working your way up as you gain experience and find trusted, talented freelancers.

With that said, I’ve condensed the list and here are the things I think are truly the easiest services to start out with:

Design & Creatives

  • Logo Design
  • Business Cards & Stationery
  • Illustration
  • Cartoons & Caricatures
  • Flyers Posters
  • Landing Page Design
  • Social Media Design
  • Banner Ads
  • T-shirt Design
  • Landing page design
  • Development
  • Landing page development


  • Proofreading & Editing
  • Creative Writing
  • Article & Blog Posting
  • Press Releases
  • Transcription

Now that we know what the easiest ones are to start out with, let’s create a company.

To speak from experience, what I’ve done mainly in the past is design work. I’m not a master at copywriting, but I’ve noticed selling copy services is a bit more difficult to the average Joe, because most people feel they can just copywrite themselves. So that’s the last thing they want to spend money on.

But a design service is hard  for them to hire out and easy enough for you to manage. So I’ll just  focus on design services from here on down.

Once you have finalized the services you want to offer, congratulations! You are now a proud owner of a media company.

All you need to do is name your company and remember all the services you have to offer. It’s best to write this stuff down in a Google doc or something so you don’t forget. Don’t worry about a business license right now or spending a lot of money on software or invoicing or how to collect payments. I’ll talk about some of that stuff later. You have nothing but a hobby right now legally and we just need to focus on getting clients.

But outside of the law, for the rest of the world, this is your business and to show you an example, I’ll create a mock business with you.

My example business:

  • Name: “PF Design Services”
  • Description: “PF Design Services creates custom graphic design for all your online small business and blogging needs.”
  • Services Include:
    • Logo Design
    • Business Cards & Stationery Design
    • Illustration
    • Cartoons & Caricatures
    • Flyers Posters Design
    • Landing Page Design
    • Social Media Design
    • Banner Ads
    • Article / Blog Post Headers
  • Founder:
    • Travis Moore

That’s it. We don’t need to spend money on a logo, a website or advertisements or anything. All that is a waste of money right now, but that might change once you grow a little.

So now that we have defined our product and company niche, it’s now time to find our first client!

1. Find a prospect

The hardest work you will do is trying to land a client. Well, this is almost always the most difficult part of any business really, but there is no easy way around it. You need to roll up your sleeves, put on your sales hat, and just take action.

And like I said before,  you don’t need a fancy website or a landing page that defines your services and mission. I mean, it helps gain credibility sure, but since you’re just starting out, begin with the easiest, most cost-effective method available.

Asking friends and family using social media.

Facebook is your go-to platform. Unless you are one of the few don’t do Facebook or have no friends (you poor soul), then most likely you have a list of hundreds of people you can reach out to on social media. And if you write a simple post telling people about you your new company and what you’re about, chances are you will get some bites. If not bites, then very warm leads for a later time.

So here is an example of my pitch. You are welcome to copy for yourself, just change to your info to your business of course.

Facebook Post:

“Hey, friends and family check this out! (A little shameless self-promotion here, but the world needs to know!)

I own a media company called PF Design Services and we offer quality custom graphic design for small businesses and bloggers, etc…

What kind of graphic design do you ask?

Well…Logo Design, Business Cards & Stationery, Illustration, Cartoons & Caricatures, Flyers Posters, Landing Page Design, Social Media Design, Banner Ads, T-shirt Design and more, just ask.

Our design team is super talented and I bet it’s time for you to upgrade those 90s retro graphics.

But be it an old or new business or blog I just wanted to throw this out there that I have your back when it comes to this design stuff and if you need work done, or want a quote on a project then send me a private message and let’s talk! If not then help me out and tell your friends.

You guys are awesome and cheers to success!”

Modify that to fit your needs and send out the post on Facebook! You may get a lot of responses from friends and family or you may get none. But at least you planted the seed and in time, someone will reach out to you.

2. Get the project details

Once you get a prospect private messaging you about their project, chat with them a little and have them explain the project to you.

Learn the full details of the project first before you commit doing anything and there is no need to direct them to email or anything unless you necessarily have to. You already have them in front of you, now you need to sell them on the spot. The least amount of hurdles they have to jump through the better and if they are already on Facebook,  get all the details on Facebook.

Make sure they send important details like:

  • The budget for the project.
  • The project timeframe.
  • The number of samples they want to see.
  • Example images you can use as inspiration.
  • Any company branding guidelines.
  • Color schemes or fonts they might want to use.

The more clear the project is, the more accurate a bid you will get, and the fewer mistakes you will make along the way.

Below is an example of a conversation I had with a client. I call them “prospect” at this point, because they were not a “client” yet.

  • Prospect: I heard you do logos, I need one! 🙂
  • Me: Hey, thanks for reaching out. And logos are what I do best! Tell me a little more about the project?
  • Prospect: I just started this plumbing company called “Busy B Septic Cleaning” “We are never too busy for you” and looking for a little bee guy I can put on shirts, business cards, my website, etc…
  • Me: You want a logo or illustration? Logos are usually more simple in nature and illustrations are more complex. But we can use an illustration as a logo though. Just making sure what one exactly?
  • Prospect: I guess it would be more of an illustration, want me to send you pics of kinda what I want or do you just want to wing it?
  • Me: Yeah send me pics and provide any and all info about the project that would helpful. Project budget, timeframe, draft samples, color schemes or special fonts you want, etc… The more info the better! 🙂
  • *Prospect then sends me examples of other logos/illustrations that they like and the details of the project.*
  • Me: Yeah this is most likely something I could do, but I’ll have to talk to with my designer and see if they are capable of doing illustrations like that. Mind if I get back to you tomorrow with more info and a quote for the project?
  • Prospect: No worries that sounds good!

Of course, each conversation will go differently, but you get the basics of how easy it is. Just ask them about the project and try not to bite off more than you can chew.

Side note:

If you don’t have a website up, (which at this point you most likely won’t), some prospects might ask if they can see your design portfolio. If this happens, don’t lie or steal anyone else’s work and say it’s yours. Be real with them and tell them you don’t have a site up yet, but you can send them samples over email after you talk to your designer.

Tell them something like this:

Hey thanks for PMing me. My designer and I are in the middle of configuring an online portfolio for clients to view, but my company is somewhat new and it’s not up yet, unfortunately.

But here’s what I can do! Send me the entire details of your project to my email ( and I will talk to my designer and tell him to send me the work in his portfolio that relates to your project the most. Then I’ll send you the designs directly to your email and send you a quote of how much the project would cost.

If you like it all that then we can continue from there if not, no worries. But I would love to work with ya on this.

Sound good?

After you get the client to send you the details of their project, move on to the next step.

3. Find a freelancer

Once you have all the details from the prospect it’s time to find your freelancer. There are a lot of freelance for hire websites out there that can easily be Googled, but the one I prefer using is Upwork is fairly easy to use and has the traffic needed to find a lot of successful bids.

Head over there and create an account; just go their system and click on Jobs > Post a Job, and fill out all the information and details your client gave you.

Also, make sure you ask the freelancer to put these in their cover letter:

  • Examples of their work.
  • The time it takes to complete the project.
  • How many free revisions they offer.
  • The total cost of the project.

Here is an example of a job posting for the Busy B Project example.

After the job is posted, it’s time to play the waiting game.

4. Acquire a quote from the freelancer.

Once you post a project to Upwork, then within hours quotes will start coming in. Freelancers from all over the world will post on your job and now it’s your job to choose one. If you are new I would suggest focusing on the ones with the best ratings. You might be paying a little more, but it’s worth it.

Find the freelancer that meets all your criteria.

  • Quality ratings
  • Affordable price
  • Skilled and talented
  • Friendly and responsive
This is Cecilia above. She is the extremely talented designer who illustrated the Busy B Septic bee for this project. You can find more of her amazing work here at

After you found your freelancer(s), message them and ask them how comfortable they are with completing the project, when they can start, and how long it will take. You might have asked the same question in your bid, but it’s good to verify again.

Do this to a couple and see who responds first. If multiple respond, pick the best one. Once they respond, tell them you will have to talk to your client and you will get back to them asap about the approval of the project.

After you find the freelancer you think is the one, move on to the next step and remember the faster you are with this process the better because we told the client we would get back to them in a day with the quote.

5. Add cut into the total price

Of course, we do all this work for a profit, so it’s necessary to add your cut into the total price you will send to the prospect.

There is really no science here, but I would recommend at least doubling it and adding whatever extra based on the circumstances below. Do what you feel they will pay and make it enough so you feel like the jobs worth it.

Things to consider here when calculating the total price:

  • Does the client have a lot of money?
  • Is it a new business or established?
  • Is it a small or big business?
  • Are they difficult?
  • Are they indecisive?
  • What kind of business are they in? Are they a doctor or blogger?
  • What is the minimum profit can I feel happy about.

If they are a new small business / blogger, then they might not be able to afford a $1,500.00 logo. Or if the owner seems high maintenance and difficult from the start even before you start the project, then you know you ether may not want to work with them, or charge them much higher rate for the added difficulty.

Each client is different so just think of where they are as a business and who they are as a person and adjust your price accordingly.

After you figure out the price, then let’s send it to the client!

6. Send total cost of the project to prospect / Get approval

After you have found your freelancer and calculated the total cost of it all, message the prospect, and tell them the total price and any additional details they might need to know.

Here is an example:

Hey, thanks for being patient, I talked with my designer and yes, we are both very comfortable we can complete this project with ease and in a timely manner.

The total cost will be $XXX.XX and we estimate the entire project will be finished by XX/XX date.

The best way I have found to work with projects like these is to break the project into little development phases and make sure you approve each phase before continue. In this case, it will be something like a sketch phase, design phase, and final proof phase.

Also in each phase you will get 2 free revisions, any more and I will have to charge an additional hourly rate fee.

But yeah, this project looks really fun and we are ready to get started right away. Just give me the approval and I’ll get started.

Here the client will either be satisfied with the deal, ask you questions, or negotiate the price.

  1. Approved: If they are satisfied then we move on to the next step.
  2. Questions: If they ask questions that means they are hesitant, and it is your job here to answer them and reassure them that everything will be alright. Be confident and make sure they know you know what you are doing.
  3. Negotiate: If they try and negotiate, do not budge. Do not adjust your price, and stick with your original offer. Emphasize quality and how much work the job actually is. If they simply can’t afford it, then take away some things to minimize the work on the designer’s end and lesson the product production. If you originally offered 3 proofs for the sketch, then take it down to 1. Also, tell them there will be only 1 revision for each phase. Don’t lower your price because they are frugal. The last thing you want to do is spend a lot of time on a project with little profit and a lot of regrets.

After the prospect approves the job they are not a prospect anymore but a client!

Congrats, you finally have your first client!

7. Get down payment

After they green light the job, inform them they need to pay a percentage of the project cost before you can begin. This can be 50% of the total project or just however much the freelancer will cost.

This way if the client ends up skipping out on the project midway through or something happens, you don’t lose any  money and time is the only thing wasted.

The easiest way to do this is to sign up for a PayPal account and send them an invoice. Or if they prefer a more under the table method, a money transfer with PayPal or a Venmo transfer might work, but that’s not very professional if you want to establish yourself as a somewhat credible business.

After the client has paid the down payment, it’s time for you to approve the project in Upwork and get the freelancer started.

8. Start the project

Once you get the payment from the client, go over to work and approve the job.

Upwork will want the full payment of the job in an escrow before the freelancer starts the project. Just make sure work is connected to your PayPal account or bank account and fund the escrow with the payment you received from your client.

After you fund the escrow on Upwork then all systems go!

9. Managing the project

Once the project is green lighted, be real clear to the freelancer that they must complete the project in phases and cannot move forward with the project until you have approved each phase.

The phases I usually do for logos and illustration are:

  1. Sketch / Draft Phase
  2. Design / Digitizing Phase
  3. Final Proof Phase

The amount of phases will depend on the project, but in this project I used three. After each of those phases, take a screenshot or send a low resolution preview to the client to make sure they are comfortable with the direction the project is going. If the client does have an issue with something on a specific phase, get clear instructions for the fix and relate them to your designer.

Here is an example of the phases of the Busy B Project.

If the corrections are more than the initial agreement, just be transparent with the client and tell them that an additional cost may be added due to the additional work. The added cost is usually just added hours on the freelancers time and use your best judgment as to the ballpark cost of the fix and let the client know. Make sure they approve it before you get the designer to make the changes.

Do this through all the phases of the project, and once the final phase is approved you are good to send the final invoice and get the freelancer to package the project files.

10. Send final invoice and final files

Well, there ya have it! Congratulations my friend, you have just successfully finished managing your first project!

If the client has approved everything and there are no more changes then its time to finalize the project.

You will need to tell the client that you are sending one last final invoice of the remaining cost and once that is paid then you will send the packaged files. It’s kind of a weird feeling as I always feel like a hostage negotiator at this point, but the clients always totally understand and it’s just business.

Once you send the invoice, get the designer to package all the final files and send you a link to download. Download them to your own computer for backup. Once the client has paid, send the client the link or email them the files and you are finally done!

Once again, congratulations! You have just learned how to make money online with no skills, no talents, and no money!

Final words

This may seem like a lot of work and it does look like it after I’ve written it all out, but honestly, it’s not. Over time it only gets easier and easier, and if you’re smart, you will figure out systems that make your job easier, and make more money with bigger jobs.

Or invest the money you make to fund more advanced projects.

Either way, this is one of the simplest methods I know to make money online…legally with no skills, no talents, and no money.

I hope you enjoyed this article and I hope it helps you make some money. If you do this, or have any questions, concerns or want to share your story with making money with no money then comment below! I want to hear from you.

Thank you for reading and cheers to success my friend!